LATE RETIREMENT
Your normal pension age is 63 if you joined the Group after 1 April 1988. If you joined before 1 April 1988 and were in continuous employment until 17 May 1990, your normal pension age is 60 with the right to carry on working.
If you carry on working after normal pension age, you will build up extra years of contributing service up to a maximum of 45 years.
If your normal pension age is 63, you will be required to pay contributions for the extra pensionable service you build up after age 63. If your normal pension age is 60, no further contributions are payable if you work after age 60, but you will still build up extra pensionable service.