You can transfer your pension to another pension arrangement at any time up to one year before your deferred benefits are due to come into payment.

Subject to the rules of the receiving scheme, a transfer payment can be made to another HMRC-registered pension scheme.

Information and advice

If you are interested in transferring your benefits, or if you are interested in pre-retirement planning and exploring your options, please click on the button below to access our online pre-retirement guide:

Planning for the future

The guide provides pre-retirement planning support and tells you more about the benefits provided by the Group and the alternative options to taking your pension from the Group, such as transferring your pension, and, if you are eligible, how to access funded financial advice should you need it.

If you wish to speak to someone about transferring your benefits, please contact Railpen.

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